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VIBE Guide: 5 Reasons Why Being A Homeowner Brings Independence

Posted by VIBE Realty on Friday, June 26th, 2020 at 10:19am.

In honor of the 4th of July, we’re reflecting on the joys of independence. Home ownership is considered by many as ‘The American Dream’ and there are dozens of reasons and benefits to owning your own home as opposed to renting. Most of those reasons come down to something we’re celebrating this weekend: freedom. Freedom from a landlord, freedom from design that you didn’t choose, and freedom from rent that gives you no equity. Here are 5 reasons why being a homeowner can grant you the independence that you may be looking for.



You Can Start Building Equity

Renting may come with less work upfront, but the reality is that your hard earned money is likely going toward someone else’s mortgage. That means you’re building their equity, rather than your own. When paying your mortgage off overtime and acquiring equity through potential appreciation in your home's value, you’re making a worthy investment and becoming more financially stable overtime. 


Freedom of Design

Want to paint your walls a different color? Desperate for new appliances? Willing to take on big projects to improve your living space? Home improvements and design changes are so much more attainable when you own a place. Customize your space and take on the changes in your home that you just aren’t able to do when renting.

Stability In Monthly Payments

Ever experienced a raise in your rent? With a fixed-rate mortgage, your monthly payments can stay the same overtime and you won’t have to worry about an increase in monthly payments. Stability in monthly payments allows more freedom when budgeting and helps you make plans for the future. 

Your House, Your Rules

You’re finally allowed to adopt a pet (with no weight limit), crank the stereo on your own terms, and ignore the noise complaints (kidding, not recommended). Your house means your rules, and you’re no longer beholden to the lay of the land your property manager or landlord has put into place. The ultimate freedom. 

Enjoying The Tax Benefits

Owning a home may offer tax benefits and homeowners may be able to take tax deductions on their mortgage interest as well as property taxes. Get a tax break on capital gains when you sell, and take advantage of tax credits for things like energy efficient improvements and other home improvements that you invested in. Talk about some extra pocket cash during tax season. We’re all for it!


If these reasons are enough to convince you to become a homeowner and to start enjoying the independence you gain when owning property, the first step is to talk with a realtor and discuss your options. It is important to make sure you are ready for the responsibility, both financially and mentally, but you’ll begin on an exciting and rewarding journey of a life long investment. Contact us at or call 651.808.VIBE to get the conversation started!

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